A mid-summer night hare (52)

They then go to bed. Ackley is awaken by a morning call.

Ackley says, “Marrow Clinch, this is Ackley speaking.”

Yes!UA money lender says, “Are you Ackley?”

Ackley says, “Yes, this is me.”

Yes!UA money lender says, “I am calling from Yes!UA finance. I want to tell you that your loan is due months ago and we haven’t heard back from you.”

Ackley does not want anybody to know about his loans so he goes out of the room to continue speaking, “I need to borrow another 3 million dollars.”

Yes!UA money lender says, “Thank you for trusting our services. However you have reached your limit of credits already.”

Ackley says, “How much have I borrowed?”

Yes!UA money lender says, “Altogether you have borrowed 3.4 million dollars. Your annual income is 200,000 Hong Kong dollars. According to our company policies, we can only lend you the equivalent of your annual income. We lent you 200,000 to start with. You borrowed another 200,000 and you have already reached your limit. Then you put your apartment in Kwun Tong down for another 3 million. Altogether it is 3.4 million dollars. Even if you only redeem with minimum payments, you need to pay us 13,000 per month but we haven’t received any from you for the last three months.”

Ackley says, “Do you have a problem with your brain? I am the Senior Vice President of Marrow Clinch.”

Yes!UA money lender says, “We already approved your loans twice but you still need to pay back.”

Ackley says, “I am busy now. I have a conference call. I will transfer the money tonight.”

Ackley now sets his mind on Hareta. He is calculating how much assets Hareta has. Does she have an apartment? How much does she earn? 10 year in banking could have earned her a big chunk of money right? A flat in Cheung Kwan O could worth a few millions?

To be frank, Ackley is just gigolo who does not even look good. Imagine Justin Bieber doing a pole dance. The thing is Ackley cannot even coordinate his own body well. He sometimes serves men too like a universal socket. He is Hong Kong’s worst toilet, messier than a shit stool, dirtier than a bedpan and smellier than a shithole.